PAR-146
Investigate + surface the untagged /pay whale economy ($17M, highly concentrated, no audit trail)
Context (revisit item from an economy-data review)
All no_src ledger flow is in-game /pay (see PAR-145): $16.99M / 14,817 transfers, untagged and almost entirely unannotated ("Payment from X to Y", no memo). It's the most opaque layer of the economy and it's highly concentrated among a handful of whales — exactly where OTC deals, informal banking, loans, or RMT cash-outs would hide. We said we'd revisit; this issue captures the data so far.
What the data shows (12-day window)
Net senders (push money out via /pay):
59nico−$2,525,236 (sent $2.54M, received $18k) — the hub. The $3.45M ChestShop magnate recycles shop revenue out via/payin structured repeating amounts ($335k×2, $200k×2, $400k) toFletchingrs,summerock,Lbozo13,PandaHacker5498— looks like wholesale buying / payroll / a supplier pipe.razorsharpbread−$663k,notthelesser−$592k,Multiman155−$587k,xSyncx−$550k,Bardiya_King−$357k,xEndeavour−$252k — mostly pure senders (received ~$0).
Net receivers (accumulate via /pay):
Fletchingrs+$823k,summerock+$779k,Lbozo13+$578k,1vtmdeveloper+$554k,fluffywaafelz+$510k,GnomeWhisperer+$469k,poy1+$395k,Musclebound+$354k.
Pattern: pure-sender → fintech-receiver looks like deposits into player-run funds/banks that settle via /pay instead of the REST API (e.g. razorsharpbread→fluffywaafelz $650k; xSyncx→GnomeWhisperer $550k; notthelesser→Pikaonly $350k +→poy1 $157k). A chunk of "top earner" income is just received /pay, not productive output.
To do when we revisit
- Visibility (explorer): a money-flow / net-position view for peer payments (top senders/receivers, largest transfers, bilateral pipes) — depends on PAR-145 tagging to separate
/paycleanly. Optionally flag unusually large/structured peer transfers. - Investigate the concentration: is the
59nicohub legit wholesale/payroll vs an alt/front? Are the pure-sender→receiver pairs alt-account self-dealing (shared login patterns, shared properties/firms) or genuine deposits into player banks? - Decide whether large untagged peer payments warrant a lightweight audit trail / memo nudge for oversight.
Acceptance
- A documented read on what the
/paywhale layer actually is (wholesale vs banking vs self-dealing), and a decision on whether/how to surface it in the explorer.
Sibling of PAR-145 (the tagging fix that makes this analyzable).
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Activity
- paradaux assigned Assigned to rian
- paradaux description: Description updated
- paradaux changed status to Status → Canceled
- tesks created the issue